Insurance

I do not accept insurance directly and have opted out of Medicare. However, many clients are able to receive partial reimbursement if they have out-of-network benefits for mental health services. Use the benefits checker tool provided on this page or click this link to see if you qualify for reimbursement. Please note, insurance companies typically require a DSM mental health diagnosis in order to process claims.

To support out-of-network reimbursement, I offer two options:

  • Courtesy Billing (I handle claim submissions for you): You pay for services directly, and I handle claims processing. You then get reimbursed directly by your insurance company based on your plan’s out-of-network reimbursement policy/rate.

  • Monthly superbills (you handle claims submission yourself): I can provide monthly receipts (called "superbills") that you can provide to your insurance company when submitting claims for out-of-network services.

Coverage for out-of-network therapy varies by insurer and plan. To find out what your plan offers, use the tool provided on this page and/or contact your insurance provider and ask:

  • Do I have out-of-network mental health benefits?

  • What is my deductible and how much of it has been met?

  • What percentage of each session is covered?

  • Is there a limit on the number of sessions per year?

  • What is the usual or customary rate for CPT codes 90834 (individual therapy) and 90847 (couples therapy)?

  • Is a mental health diagnosis required in order to be reimbursed for mental health services?

They may also ask for the following:

  • My Tax ID/EIN: 33-266471

  • My NPI Number: 1710608005

  • Procedure Codes: 90834 for individual therapy, 90847 for couples therapy

If your plan doesn’t usually cover out-of-network services, you may be able to request a "single case agreement" by explaining that you’re unable to find another provider with my experience and training in your area.

Please note that insurance reimbursement can take several weeks or longer to process. I’m not able to offer refunds or fee adjustments if a claim is denied.

Fees

Individual therapy
- 50-minute individual sessions are $250

Couples therapy
- 50-minute couples sessions are $280
- 75-minute couples sessions are $420 (weekly or bi-weekly)

Use this tool to receive an estimate of what portion of out-of network therapy costs your insurance provider may cover.